Covered California is a private health insurance exchange that was established through Affordable Care Act legislation for individuals and families not eligible for Medi-Cal. This program allows California residents to purchase quality health insurance plans to fit individual and family needs. The cost of each insurance plan is based on certain factors, including family size and income. Find out if Covered CA is right for you and your family by requesting enrollment assistance.
FHCSD is the #1 enrollment entity for Covered CA in San Diego County.
- Flu shots
- Preventive, wellness & chronic disease management services
- Pregnancy, maternity & newborn care (both before & after birth)
- Pediatric services, including dental & vision care
- Mental health & substance use disorder services, including behavioral health treatment
- Rehabilitative & habilitative services & devices
- Prescription drugs
- Ambulatory services & emergency care
- Laboratory services
- Hospitalization, such as surgery & overnight stays
- Learn more about the American Rescue Plan
Learn More About:
How to Enroll+
Open Enrollment Period+
The Covered California Open Enrollment Period (OEP) starts November 1 and ends January 31.
The American Rescue Plan+
The American Rescue Plan provides new financial assistance to help millions of people get economic relief and health insurance coverage, through Covered California and other marketplaces nationwide.
Who benefits from the American Rescue Plan?
The American Rescue Plan lowers health care premium costs for people who get coverage through Covered California making health insurance more affordable than ever before.
Implementing the American Rescue Plan
Covered California will open a new special-enrollment period starting Monday, April 12, 2021 which will last until the end of the year. This will give uninsured Californians time to sign up for coverage that starts as soon as May 1, 2021.
Californians Can Easily Find Out Their Benefits
On Monday, April 12, a new “Shop and Compare” tool on the Covered California website will allow consumers to easily see exactly how they will benefit from the new law. People will be able to see how much new financial help they are eligible for in just a few minutes by entering their ZIP code, household income and the ages of the people in the household.
What is Special Enrollment?+
People who experience a qualifying life event can newly enroll in a health plan through Covered California even outside the open-enrollment period. People who already have a plan through Covered California who experience a qualifying life event can change their coverage or choose a new plan.
Qualifying Life Events for Special Enrollment+
People who experience a qualifying life event can newly enroll in a health plan through Covered California even outside the open enrollment period. Currently enrolled members who experience a qualifying life event can change their coverage or choose a new plan.
Qualifying life events include:
- Lost or will soon lose your health insurance
- Permanently moved to/within California
- Had a baby or adopted a child
- Got married or entered into a domestic partnership
- Returned from active duty military service
- Released from jail or prison
- Gained citizenship/lawful presence
- Federally Recognized American Indian/Alaska Native
Read more about special enrollment and qualifying life events.
Deadlines to Enroll After a Qualifying Life Event+
In most cases, consumers must report changes and select a plan within 60 days of the qualifying life event to purchase a Covered California health insurance plan, or change an existing plan, outside of open enrollment.
If 60 days pass and you do not sign up for health coverage, you will have to wait until the next open enrollment period.
Medi-Cal is available all year, and no qualifying life event or special enrollment period is required to enroll in Medi-Cal.
Documentation Needed to Enroll+
- State-issued photo identification
- Resident alien card (if applicable)
- Proof of residency, such as a lease agreement or utility bill
- Latest 1040 IRS tax document
- Proof of current income
Special Enrollment for Californians Affected by COVID-19 Pandemic+
During this time of national crisis, we know that thousands of people are affected by income and job loss, leaving many Californians without health insurance.
If you’ve recently been affected by COVID-19, you may qualify for Special Enrollment. Call our Certified Enrollment Counselors today at (619) 515-2363 to see if you qualify.
Special Enrollment for Californians Affected by Wildfires+
In response to the wildfires raging across the state, Covered California announced a new category for special enrollment. You can now apply for health insurance outside of open enrollment if you’ve been affected by wildfires.
Call our Certified Enrollment Counselors today at (619) 515-2363 to see if you qualify.